Whether you are new to boating this season or you’ve been heading out on the water for years, everyone can use a refresher on best safety practices before each voyage. Make sure that both you and your passengers follow these safe boating tips from McIntire and Associates. Before you go: Give your boat an inspection to ensure it’s operating properly. Create your route plan which includes your destination and expected return time, and share it with someone who won’t be on the boat with you. Read on →

Thinking about life Insurance? McIntire & Associates wants to make sure you get exactly what you need. Consider these five common mistakes to help ensure you get the best value for your dollar. Buying Too Little Remember, the purpose of life insurance is to replace lost income and keep your family afloat. If you are the primary breadwinner in your family, you want your children and spouse to live comfortably in the event of your death. Read on →

Summer vacation is here, and with it hurricane season has also arrived. While many of us in Tennessee don’t worry too much about hurricanes, you might be impacted by hurricane season if you’re traveling, or if you’re considering buying a vacation home. McIntire and Associates has tips to help you better understand how to stay safe if you do venture into a region with hurricanes. These are the top 10 US cities to typically experience hurricane strikes: Cape Hattaras, North Carolina Delray Beach, Florida Hollywood, Florida Deerfield Beach, Florida Boca Raton, Florida Florida City, Florida Grand Isle, Louisiana Fort Pierce, Florida Miami, Florida Fort Lauderdale, Florida Make a Plan. Read on →

Did you know that among the many observances in June, there is National Lightning Safety Awareness week? This year it is observed from June 18 through 24. McIntire & Associates knows that lightning safety is likely not at the forefront of most people’s minds, but since the week was first recognized in 2001, lightning fatalities have dropped from about 50 per year in the US to about 30. There are many things we can do as homeowners and community members to help protect our families from injury or death and property from costly damage. Read on →

Spring has officially sprung and now is the time to plan those fun and safe vacations! McIntire and Associates wants to help you enjoy a great summer and keep your home safe while you’re away. Here are some of the things you can do to ensure a more relaxing getaway. Turn off all electrical appliances before you go. Clean out your fridge of any perishable foods. Take out all of the trash/recycling and ask a neighbor to set out your trash cans on collection day and then retrieve the empty cans that same day. Read on →

When you own a business, it’s imperative that you know how to keep your investment and employees safe. McIntire and Associates wants to help you better protect your business. May is Workplace Safety Month, so here are some valuable tips to pass along to your employees: Always Be Aware Of Your Surroundings. Employees must understand any particular hazards of the workplace. Once they know the risks, they can better watch out for potentially hazardous areas and situations. Read on →

Do you ride a motorcycle, or are you thinking about buying one? If so, you’ll need to think about motorcycle insurance. If you have questions about motorcycle insurance, the experts at McIntire and Associates have the answers. What is the minimum insurance I need to carry In Tennessee? Your motorcycle insurance policy should meet these minimum coverage limits per accident: $25,000 for bodily injury per person $50,000 for total bodily injury in the case that multiple people are injured in the accident $15,000 for property damage Keep in mind that meeting these minimum liability requirements won’t mean you’re fully protected. Read on →

Did you know that March is Problem Gambling Awareness Month? Here at McIntire and Associates, we want to help you and your family enjoy a brilliant future. Unfortunately, problem gambling has serious effects upon entire communities. Families will typically face extreme debt and property loss by gambling. Problem gamblers have been known to lose their life savings and even cash in their insurance policies for their habit. If you or someone you know is struggling with problem gambling, there’s certainly hope for recovery. Read on →

Every business needs good insurance coverage, and McIntire and Associates has some tips to help you get the right plan for your success. Start with a BOP A business owners’ policy typically includes a variety of coverage, such as liability for both the business and employees, vehicle coverage and more, all in a single package. Every Business Needs Insurance It can be tempting to think you don’t need any insurance at all if you run your business from your home. Read on →

Wherever you are–home, work, or going out with your loved ones–it’s important to acknowledge how frequently we come into contact with cold and flu germs so we can take action to minimize their effect. These tips from McIntire & Associates are especially important for those who work in healthcare environments, offices and schools, or families with young children or aging adults. Like it or not, the flu season can stay strong through the month of May. Read on →